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A Merchant of Record (MoR) is a company or organization that is legally and financially responsible for selling goods or services to the end customer. In the context of e-commerce and digital platforms, the Merchant of Record assumes full responsibility for completing sales transactions. This typically includes payment processing, [...]

PCI DSS Compliance has never been an easy topic for ordinary merchants. Since April 1, 2025, it has turned into a real structural problem in many cases. For years, many merchants in digital content convinced themselves that SAQ A, a redirect to a PSP, or a formally outsourced card [...]