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1302, 2025

Merchant of Record (MoR) vs. Aggregator Model in Onboarding

13. February 2025|Payment Infrastructure|

Merchant of Record (MoR) vs. Aggregator Model is still too often misunderstood in acquirer, banking, and reseller onboarding. That is where the real problem starts: while both models may serve similar merchant categories, creators, digital platforms, or content-based businesses, they are not built on the same legal or operational [...]

1506, 2024

Adult Payment for WooCommerce Adult, Fetish and BDSM

15. June 2024|Adult Payment|

Anyone setting up a WooCommerce store for adult, fetish or BDSM offers usually notices sooner than expected that the real issue is not the shop system, but payment. Especially with adult payment for WooCommerce, many solutions look suitable at first glance and seem easy to implement, at least until [...]

1305, 2024

What is a merchant of record?

13. May 2024|Payment Infrastructure|

A Merchant of Record (MoR) is a company or organization that is legally and financially responsible for selling goods or services to the end customer. In the context of e-commerce and digital platforms, the Merchant of Record assumes full responsibility for completing sales transactions. This typically includes payment processing, [...]

505, 2024

Adult Payment problems explained

5. May 2024|Adult Payment|

In practice, problems in Adult Payment rarely arise simply because a platform operates in a sensitive vertical. What matters far more is how payment processes are embedded into the business model from a technical, operational, and regulatory perspective. Many operators assume that choosing a single provider or integrating a [...]

104, 2024

PCI DSS Compliance Solved Through Merchant of Record

1. April 2024|Payment Infrastructure|

PCI DSS Compliance has never been an easy topic for ordinary merchants. Since April 1, 2025, it has turned into a real structural problem in many cases. For years, many merchants in digital content convinced themselves that SAQ A, a redirect to a PSP, or a formally outsourced card [...]

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